Dave Ramsey's Cookie Cutter Answers Taste Good

Today I read an article by a financial "expert" saying that people should not listen to Dave Ramsey and his financial advice because people's lives are too complex and important to be boiled down into short cookie cutter answers or platitudes.  Unfortunately, many other financial analysts have also had problems with his method of advising people on how to be financially successful. 

 

Dave Ramsey is probably known best for his stance on avoiding debt.  If you happen to be in debt, then he wants you to get out of debt.  Debt is a shackle around your ankle.  It keeps you from ultimately having financial freedom.  His radio show is heard by millions of people daily.  He seeks to help his callers get a handle on their finances during the few minutes that he talks with them.  His 7 "Baby Steps" are the basis of what he talks about.  His book The Total Money Makeover is one of the best financial books I have ever read (the other would be Larry Winget's "You'reBroke Because You Want to Be").