Today I read an article by a financial "expert"
saying that people should not listen to Dave Ramsey and his financial advice
because people's lives are too complex and important to be boiled down into short
cookie cutter answers or platitudes. Unfortunately,
many other financial analysts have also had problems with his method of
advising people on how to be financially successful.
Dave Ramsey is probably known best for his stance on avoiding
debt. If you happen to be in debt, then
he wants you to get out of debt. Debt is
a shackle around your ankle. It keeps
you from ultimately having financial freedom.
His radio show is heard by millions of people daily. He seeks to help his callers get a handle on
their finances during the few minutes that he talks with them. His 7 "Baby Steps" are
the basis of what he talks about. His
book The Total Money Makeover is one of the best financial books I have ever read
(the other would be Larry Winget's "You'reBroke Because You Want to Be").

